Available Jobs - Banking / Financial / Insurance(3)
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Available Jobs Banking / Financial / Insurance
The role will cover a range of financial analysis projects for a range of clients.
For the Senior Analyst - must have 3-5 years experience of financial analysis from asset management, stock brokering or investment appraisal.
The position requires knowledge of both commercial and personal line policies.
Researching policies from different insurers
Arranging insurance cover
Negotiating for the best deals
Dealing with renewals
Helping to change existing policies
Collecting any premiums
General admin duties
Preparing reports for underwriters
Liaising with other insurance professionals
Finding new clients and forecasting their future needs
Attention to detail
Good at researching and analysing information
Ability to multitask
Responsible for developing and managing the bank’s retail strategy and for optimizing retail performance to maximize revenue. Responsible for the overall management of Retail Banking including Retail and Operations, its internal controls and strategic planning.
Responsible for formulating Operational and Credit Policies and Procedures including adaptations.
Oversee ACL’s Operations and Retail Banking activities and managing all branch staff.
Manage the development of human resources. ESSENTIAL FUNCTIONS/RESPONSIBILITIES
Management of Branch Network
Oversee the management and staff of the branch network and guide them in their daily activities
Maintain a high standard of discipline within the branch network and ensure that all managers are performing to expectation;
In conjunction with the MD and other relevant Departments, recruit, hire, train, support and motivate branch network staff;
Quality Control and Administration
Manage the application of policies, norms and procedures at the branch level and supervise that business operations are working according to procedures;
Set performance contracts and monitor performance per procedures for the branch managers;
Implement the performance management system for the branch managers.
Supervise that the branch network maintains up-to-date and accurate client records;
Organize and maintain neat, up-to-date and accurate files regarding performance of all branch managers.
Perform analysis on financial indicators and provide reports for the MD on these indicators including deposits, channels performance, disbursements, client retention, growth of different products, and branch profitability and delinquency.
Ensure that overall and branch reporting is complete and accurate.
Provide timely and accurate information and reports on a regular basis to senior management and the Board of Directors.
Ensure timely delivery and overall supervision and accurate reporting of financial data and performance, and regulatory data.
Collaborate with the Business Development and other Managers to develop the marketing and sales strategy in order to increase the number of clients, maximize sales, and keep current clients.
Product and Systems Development
Maintain and update the operations manuals of policies, procedures and norms;
Evaluate the characteristics of the deposit/Retail and Loan products and make necessary modifications (with the joint agreement of the management team);
Evaluate the procedures used and make necessary modifications when needed.
Financial Planning and Management
Develop annual plans and budgets for the Branch Network and expansion, incorporating input from management team and branch managers;
Approve branch expenses within the budget parameters;
Fulfil all other functions and duties within the scope and intent of the job as maybe required by the MD.
Lead the Branch Network management team.
Supervise Branch Network staff and ensure that all are well motivated.
Mentor and coach staff.
Report any internal control deficiency to senior management and the auditors.
Coordinate, with the Human Resources Department, the staffing and training of the department to ensure efficiency and high quality work.
Supervise all Company Delivery Channels including ATMs, POS, Internet Banking and other technology led projects.
Control the institution’s expenses and investments.
Strong leadership and people management skills.
Strong analytic skills. Ability to conduct analysis of business processes and operations and to think strategically using financial analysis.
Excellent communication skills.
Ability to present financial information effectively to both specialists and non-specialists.
Understanding of financial and banking software packages, preferably familiarity with T24.
Knowledge of micro, small and medium enterprise market segments in Zimbabwe.
Is honest, hardworking, friendly, focused;
Local language skills;
High standards in regards to quality of work;
Able to work independently and as a team member;
Attention to detail;
Experience in banking or microfinance;
Commitment to the social mission of microfinance.