Credit Analyst, Corporate Banking - Lusaka, Zambia
- Harare, Zimbabwe
|Job Location||Lusaka, Zambia|
|Job Role||Credit Analyst, Corporate Banking|
|Employment Type||Full Time|
|Career Level||Senior Management|
|Years of Experience||3|
|Residence Location||Lusaka, Zambia|
Accountable for the review, structuring and approval of credit facilities (Product Programs and Credit
Applications) together with the Credit Committees to ensure appropriate credit decision by the Head of Department.
Responsible for credit related advice and guidance on the Corporate Business
Review Corporate bank portfolio and ensure that a maximum NPL of 3% of portfolio and 1% of portfolio revenues is maintained.
Proactively research market and client related aspects and communicate information obtained through Market Intelligence Reports etc. to pre-empt business risks and opportunities.
Achieve minimum customer service rating of ‘very satisfied’
Ensure timely resolution of complaints and processing of instructions
In conjunction with Relationship Officer, develop and maintain credible relationships with clients at appropriate levels through reliable, proactive service delivery and the application of specialist knowledge.
Good verbal and written communication skills in relevant language.
Result driven, Teamwork and Cooperation.
Following Instructions & Procedures.
Good organizational and time management skills.
Ability to establish direction and drive execution.
Excellent at delivering and owning results.
Strong interpersonal, influencing and communication skills..
Attention to detail.
A proven ability to deliver under pressure.
IT Literate including Microsoft applications.
Analytical with good knowledge of credit policies and procedures..
Bachelor’s/Master’s Degree in Business Administration, Economics or related field of study..
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