Loans Officer - Bulawayo,Zimbabwe
- Harare, Zimbabwe
|Job Role||Loans Officer|
|Joining Date||May 2022|
|Employment Type||Full Time|
|Career Level||Entry Level|
|Years of Experience||3|
|Nationality||Zimbabwean or Permanent Resident|
Duties to include
Evaluating credit worthiness by processing loan applications and documentation within specified limits.
Interviewing applicants to determine financial eligibility and feasibility of granting loans.
Managing loan accounts that are in arrears of over 30 days.
Assess customer needs, explore all options and introduce different types of loans
Reviewing all security that is being offered and ensuring that the security is in order before the loan is disbursed.
Assist with the compilation of the quarterly board committee packs as well as the main board pack.
Justify decisions (approvals/rejections) and report on them.
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish set targets. Keep proper records and look into customer complaints
Arrange for the customers to repay outstanding loans to the bank
Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
Excellent communications and customer service skills
Strong attention to detail and a mind for numbers
3 years’ experience in Loans (Added advantage)
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